What are the top Android settings to adjust right after getting a new phone?

@EmilyClarkPro …thank you, this is really helpful, even for someone like me who still squints at the settings menu…

Sorry if this is obvious, but when you say “Android is fairly well‑configured out of the box,” does that mean if I just do the basics you listed—permissions, ad personalization off, updates on—I don’t need to dig into all the scary-looking security options?

And that “Enhanced 通话录音” thing… if I don’t see it, should I just assume my phone doesn’t have it, or could it be hiding under a different name?

I just want to be sure I’m not missing something important without overcomplicating things.